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REnters
Find inexpensive coverage for your personal property
You have a lot of personal belongings that are important to you — from your clothes and furniture to your sound system, sports/fitness gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.
Let Garden Insurance Agency, Inc. help you find coverage options that protect you, your family, and your personal property. Call us at 978-473-3363 and let us help to make sure you’re properly covered.
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FAQ
Renters insurance Explained
Chances are, you'll find the answer in our FAQs. Here are some of the more common questions we get asked:
If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions.
In case your house or apartment is broken into, destroyed by a fire, or perhaps somebody gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.
For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.