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Let Garden Insurance Agency, Inc. help you find coverage options that protect you, your family, and your personal property. Call or text us at 978-473-3363 and let us help to make sure you’re properly covered.
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umbrella insurance Explained
Chances are, you'll find the answer in our FAQs. Here are some of the more common questions we get asked:
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.